{"id":459,"date":"2024-08-15T15:48:09","date_gmt":"2024-08-15T14:48:09","guid":{"rendered":"https:\/\/template1.bravonetworks.co.uk\/?p=459"},"modified":"2024-08-15T15:48:09","modified_gmt":"2024-08-15T14:48:09","slug":"why-do-i-need-year-round-event-insurance-for-my-one-off-event","status":"publish","type":"post","link":"https:\/\/template1.bravonetworks.co.uk\/?p=459","title":{"rendered":"Why do I need year-round event insurance for my one-off event?"},"content":{"rendered":"\n<p>Whether you\u2019re hosting a one-off event or it\u2019s going to be recurring throughout the year, one thing is clear: you need event protection.<\/p>\n\n\n\n<p>But what is event insurance, and what does it include? And do you really need cover for the whole year if it\u2019s just a one-off event?<\/p>\n\n\n\n<p><strong>What does event insurance include?<\/strong><\/p>\n\n\n\n<p>\u2018Event insurance\u2019 is an umbrella term for a few different types of protection. While packages vary, you can typically expect to find the following included as standard:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Public liability\u00a0<\/strong>covers you for incidents where someone files a claim against you if they\u2019ve experienced injury or property damage because of your event<\/li>\n\n\n\n<li><strong>Theft<\/strong>, which covers you against losses you incur due to theft at your event<\/li>\n\n\n\n<li>The weather, venues, and life in general all present with an element of unpredictability.\u00a0<strong>Cancellation protection\u00a0<\/strong>covers you for losses experienced due to unforeseen cancellations.<\/li>\n\n\n\n<li><strong>Property damage.<\/strong>\u00a0When you welcome the public into your event, anything can happen, including property damage \u2013 even if it\u2019s unintentional. Property damage cover protects you against this.<\/li>\n<\/ul>\n\n\n\n<p><strong>When do you need event insurance?<\/strong><\/p>\n\n\n\n<p>There are a number of situations you might need event insurance for, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>School fetes<\/li>\n\n\n\n<li>Hobby classes, e.g., art or ballet lessons<\/li>\n\n\n\n<li>Markets<\/li>\n\n\n\n<li>Carnivals<\/li>\n\n\n\n<li>Charity events.<\/li>\n<\/ul>\n\n\n\n<p>Even one-off events require event insurance, because they\u2019re just as susceptible to incidents \u2013 like a public liability claim or weather-related cancellation \u2013 that could leave you significantly out of pocket without the right protection.<\/p>\n\n\n\n<p><strong>Do I need cover for the whole year for a one-off event?<\/strong><\/p>\n\n\n\n<p>One of the biggest mistakes you can make is purchasing your event insurance too late.<\/p>\n\n\n\n<p>Let\u2019s say you have an event planned in eight months\u2019 time and, because the event isn\u2019t for a few months, you haven\u2019t purchased cover yet. The misunderstanding here is that nothing can go wrong until the actual date of the event \u2013&nbsp;<strong>but this is wrong.<\/strong><\/p>\n\n\n\n<p>There are lots of things that can go wrong prior to the date of your event, from unforeseen illnesses to unexpected venue issues leading to costly relocation fees. It\u2019s therefore crucial you book your insurance as soon as possible, because the sooner you book it, the earlier you\u2019re covered for any number of unforeseen incidents that may occur prior to the date of your event.<\/p>\n\n\n\n<p>If you need to arrange event insurance or would like to discuss your cover options, please call [broker name] on [telephone].<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you\u2019re hosting a one-off event or it\u2019s going to be recurring throughout the year, one thing is clear: you need event protection. But what is event insurance, and what does it include? And do you really need cover for the whole year if it\u2019s just a one-off event? What does event insurance include? \u2018Event [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-459","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorised"],"_links":{"self":[{"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=459"}],"version-history":[{"count":1,"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/459\/revisions"}],"predecessor-version":[{"id":461,"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/459\/revisions\/461"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=\/wp\/v2\/media\/460"}],"wp:attachment":[{"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/template1.bravonetworks.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}